(587)-315-3525 jodi@whalenmortgages.com
  • Facebook
  • Twitter
  • Google
  • Facebook
  • Twitter
  • Google
Trusted Red Deer Mortgage Broker | Whalen Mortgages
  • Home
  • Apply Now
  • Blog
  • Calculators
  • Lenders
    • ATB
    • CMLS
    • Equitable Bank
    • First National
    • Lendwise
    • Mcap
    • RMG
    • Scotia Bank
    • Street Capital Bank
    • TD Bank
  • Mortgage Products
    • Acreage Mortgage
    • Cabin Mortgages
    • Condo Mortgage
    • Construction Mortgage
    • Debt Consolidation
    • Fixed Rate vs. Variable Rate
    • Land Mortgage
    • Line of Credit
    • Mobile Mortgages
    • Mortgage Refinance
    • Mortgage Renewal
    • Purchase Plus Improvements
    • RRSP – Home Buyers Plan
    • Zero Down Financing
  • Mortgage Rates
    • 1 Year Fixed
    • 2 Year Fixed
    • 3 Year Fixed
    • 4 Year Fixed
    • 5 Year Fixed
    • 5 Year Variable
Select Page

The Benefits of Listing Your Red Deer Home This Winter

by Jodi | Nov 17, 2019 | First Time Home Buyer, Interest Rates, Mortgage, Mortgage Advice, Mortgage Blog, Mortgage broker, Uncategorized

Most home sellers start listing their homes in the spring. They think the thawing weather will bring out the home buyers and help them sell their home. Yet there are benefits to listing your Red Deer home this winter.   Motivated Buyers   Do you know who slogs through...

The Benefits and Risks of Co-Signing for a Red Deer Mortgage

by Jodi | Oct 24, 2019 | First Time Home Buyer, Interest Rates, Mortgage, Mortgage Advice, Mortgage Blog, Mortgage broker, Uncategorized

Tighter mortgage rules and higher mortgage prices, especially in overheated markets like Toronto and Vancouver, have made it difficult for people to buy a home on their own. This can be true even if you have good credit and pay. For example, if your debt to income...

An Overview of the Home Buying Process

by Jodi | Sep 27, 2019 | First Time Home Buyer, Interest Rates, Mortgage, Mortgage Advice, Mortgage Blog, Mortgage broker, Uncategorized

While you can shop for the lowest mortgage rates in Alberta, that is only one factor to consider when buying a home. Whalen Mortgages wants to provide Red Deer home buyers an overview of the home buying process itself.  Step 1: Selecting a Mortgage Provider   Red Deer...

How the Right Credit Cards Can Help You Recover from Bad Credit

by Jodi | Aug 15, 2019 | First Time Home Buyer, Interest Rates, Mortages, Mortgage, Mortgage Advice, Mortgage Blog, Mortgage broker, Uncategorized

Red Deer residents trying to recover from a bad credit event like a bankruptcy or consumer proposal should do everything they can to repair the damage. The question they face is: how?   The simplest solution is to open two new credit facilities, using them and paying...

The Bank of Canada Lowered Rate Used for Mortgage Stress Tests

by Jodi | Jul 15, 2019 | First Time Home Buyer, Interest Rates, Mortgage, Mortgage Advice, Mortgage Blog, Mortgage broker, Uncategorized

The Bank of Canada uses a stress test to limit mortgages to those they think will be able to afford the home if interest rates went up or their incomes dropped. The five year benchmark rate used in the mortgage stress test is calculated by the Bank of Canada. It is...

When Banks Say “NO” We Say “Yes!” Mortgage Broker Red Deer

by Jodi | Jul 1, 2019 | First Time Home Buyer, Interest Rates, Mortgage, Mortgage Advice, Mortgage Blog, Mortgage broker, Uncategorized

A client recently approached the team at Red Deer Whalen Mortgages seeking help. “They were our last chance at buying the home we loved”. The big banks had already told her no, she didn’t qualify for that home she had her eye on. She came to us in the hope that we...
« Older Entries

Recent Posts

  • The Benefits of Listing Your Red Deer Home This Winter
  • The Benefits and Risks of Co-Signing for a Red Deer Mortgage
  • An Overview of the Home Buying Process
  • How the Right Credit Cards Can Help You Recover from Bad Credit
  • The Bank of Canada Lowered Rate Used for Mortgage Stress Tests

Recent Comments

    Archives

    • November 2019
    • October 2019
    • September 2019
    • August 2019
    • July 2019
    • May 2019
    • March 2019
    • February 2019
    • January 2019
    • December 2018
    • November 2018
    • October 2018
    • June 2018
    • April 2018
    • March 2018
    • February 2018
    • January 2018
    • December 2017
    • November 2017

    Categories

    • First Time Home Buyer
    • Interest Rates
    • Mortages
    • Mortgage
    • Mortgage Advice
    • Mortgage Blog
    • Mortgage broker
    • Uncategorized

    Meta

    • Log in
    • Entries RSS
    • Comments RSS
    • WordPress.org


    Copyright© 2019 Whalen Mortgages