by Jodi | Apr 3, 2020 | First Time Home Buyer, Interest Rates, Mortgage, Mortgage Advice, Mortgage Blog, Uncategorized
You’ve decided to buy a new Red Deer home. Now what? Before you start calling real estate agents or hitting the web to look for listings, we’d suggest getting mortgage pre-approval. What is mortgage pre-approval? Mortgage pre-approval is not an approval for a...
by Jodi | Mar 8, 2020 | First Time Home Buyer, Interest Rates, Mortgage, Mortgage Advice, Mortgage Blog, Mortgage broker
New Red Deer Government Stress Test A new version of the mortgage stress test will go into effect on April 6, 2020. It is a modification of the existing rules, not a repeal or major change as some had hoped. Let’s learn more about the stress test before we predict its...
by Jodi | Jan 25, 2020 | First Time Home Buyer, Interest Rates, Mortgage, Mortgage Advice, Mortgage Blog, Mortgage broker, Uncategorized
With the threat of looming interest rate hikes, here are a few tips to save potentially thousands of dollars on your Red Deer mortgage. Shop around for a deal, and not just on the interest rate Many people shop around for the lowest interest rate, but they ignore...
by Jodi | Dec 31, 2019 | First Time Home Buyer, Interest Rates, Mortgage, Mortgage Advice, Mortgage Blog, Mortgage broker, Uncategorized
Red Deer renters are much more likely to qualify for a new home loan than they think they are. A large number of clients of Red Deer mortgage brokers say they wish they’d talked to us sooner because they learn that they could have bought their dream home years ago....
by Jodi | Nov 17, 2019 | First Time Home Buyer, Interest Rates, Mortgage, Mortgage Advice, Mortgage Blog, Mortgage broker, Uncategorized
Most home sellers start listing their homes in the spring. They think the thawing weather will bring out the home buyers and help them sell their home. Yet there are benefits to listing your Red Deer home this winter. Motivated Buyers Do you know who slogs through...
by Jodi | Oct 24, 2019 | First Time Home Buyer, Interest Rates, Mortgage, Mortgage Advice, Mortgage Blog, Mortgage broker, Uncategorized
Tighter mortgage rules and higher mortgage prices, especially in overheated markets like Toronto and Vancouver, have made it difficult for people to buy a home on their own. This can be true even if you have good credit and pay. For example, if your debt to income...
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