A client recently approached the team at Red Deer Whalen Mortgages seeking help. “They were our last chance at buying the home we loved”. The big banks had already told her no, she didn’t qualify for that home she had her eye on. She came to us in the hope that we...

Conservative Party leader Scheer has promised major changes to Canadian mortgage rules. He shared his vision at a meeting with the Canadian Home Builders’ Association (CHBA).   Scheer said that housing affordability was a critical issue across Canada, though it is...

The 2019 budget includes a new program for home buyers aptly called the First-Time Home Buyers Initiative or FTHBI. It is intended to help new home buyers and would indirectly aid the construction industry by fueling demand for new houses. The heart of the program is...

While a Red Deer mortgage broker can help you find an affordable mortgage with the terms you want, insurance is a whole other matter. Complicating the issue is how many types of insurance are available to new home owners, some legally required, some optional but...

Bankruptcies, late payments and other dings on your credit are not equally bad in the eyes of Red Deer mortgage lenders. Let’s look at how different credit problems are handled by lenders when assessing your eligibility for a mortgage in Red Deer and the loan terms...

Interest rate comparison sites and the ability to drop an email to your bank or credit union asking for a mortgage rate quote makes it easier to shop for a mortgage than it has ever been. However, this hasn’t rendered Red Deer mortgage brokers obsolete. In fact, their...

The end of the year holidays bring a level of stress for everyone. The kids may be out of school, while you have to work and plan for Christmas parties and New Year’s get-togethers. Or you need to get work done before the end of the year, though half your team is...

Historically, the fourth quarter is the most productive and successful quarter of the year for sellers. Consider listing your Red Deer home during the holidays for these eleven reasons.  People who are home shopping during the holiday seasons are more serious buyers....

Canadians like to hunt for bargains, but too many people don’t invest the time and effort into finding the best Red Deer mortgage rate. In fact, an HSBC survey found that Canadians came in tenth in an international survey of home buyers, since most home buyers didn’t...